Security Alerts

Equifax Data Breach

Experts say if you are not concerned about the Equifax data breach, you should be. Learn about the details of the breach in this article from the Cadillac News.

Fake App Scams

Fake apps are on the rise. Apps can offer an easy way to shop and take advantage of discounts. Just be sure you’re getting the real deal when you download!

Text Scam

Texts Alerts:  In the past, WCCU has had several members alert us to fraudulent texts they received today. If you have received a text from a source claiming to be from WCCU, read on: Members received a text (“Credit Union Alert for Member#x) telling them to call a phone number. THIS IS A SCAM.

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If you receive such a text, delete it and do NOT give out your card number or any other information. We have phone security measures, such as the use of a code word, to keep your account and personal information secure!  (You can add a code word to your account once you sign in securely to It’s Me 24/7.)

Our fraud alert system, Falcon, NEVER asks for your card number; they may ask you to confirm the last 4 digits, but they will not ask you for personal information.  You will only be asked to confirm recent purchase amounts.

Additionally, a few members have recently reported that they encountered pop-up ads that appear as legitimate messages stating, “Your identity may have been compromised; click here to view your credit report.”  The only pop-up you will see on this site is when you click on the It’s ME 24/7 tab to sign into your account or the Like Us on Face Book link; a message pops up that informs you that you’re leaving the wexccu.com site and heading to a third-party site:

 

Please help keep your information safe by only giving your personal or financial information to people you trust.

Can you Hear Me? Scam

Your phone rings and the caller ID shows a number you don’t know. You answer it anyway and hear, “Can you hear me now?” It’s a pre-recorded robocall – even though it sounds like a real person – and it’s illegal.

Prevent Elder Financial Abuse

Prevent Elder Financial Abuse

Elder financial exploitation—commonly linked with other forms of abuse and neglect—threatens the health, dignity, and economic security of millions of older Americans.  Click here for your free Financial Abuse Prevention Checklist. By becoming educated about the ways in which elders are taken advantage of, and ways to help prevent this kind of abuse, we can all help to ensure the continued health and well-being of our elders.

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Financial exploitation is a fast-growing form of abuse of seniors and adults with disabilities. Situations of financial exploitation commonly involve trusted persons in the life of the vulnerable adult, such as:

  • Caretakers
  • Family members
  • Neighbors
  • Friends and acquaintances
  • Attorneys
  • Bank employees
  • Pastor
  • Doctors or nurses

Source: http://www.napsa-now.org/policy-advocacy/world-elder-abuse-awareness-day/

 

Why are the elderly attractive targets?

  • Persons over the age of 50 control over 70% of the nation’s wealth
  • The elderly are likely to have disabilities that make them dependent on others for help. These “helpers” may have access to homes and assets, and may exercise significant influence over the older person
  • They may have predictable patterns (e.g. because older people are likely to receive monthly checks, abusers can predict when an older people will have money on hand or need to go to the bank)
  • Severely impaired individuals are also less likely to take action against their abusers as a result of illness or embarrassment
  • Advances in technology have made managing finances more complicated

Source: http://www.preventelderabuse.org/elderabuse/fin_abuse.html

 

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