A thank you - because it's all about you.
If there’s one thing we’re certain of at WCCU, it’s that we couldn’t exist without you - the community! Nothing makes us more proud being part of your community than being able to live up to our promise of always giving back to you. That is why we are so excited to reveal our Credit YOUnion Giveback Celebration - three amazing deals as one big THANK YOU for being a main part of what makes WCCU such an amazing place! Whether you’re looking for a new car or power-sports toy, a safe, high-interest place to invest your money, or you just need a little extra cash for the holidays, WCCU has got your back - because you always have ours!
Now extended through the end of 2025.
You've made the summer so great, we couldn't let the fun times end! Now through the end of 2025, get 2% off your car, motorcycle, boat, RV or powersports secured loan! Getting pre-approved is simple and easy, and we'll be with you to help every step of the way.
Toy loans as low as 5.25% APR* and terms up to 180 months:
- Boats
- Motorcycles
- RVs
Vehicle loans as low as 4.75% APR* and terms up to 120 months:
- Cars
- Trucks
- Classic Cars
Other Collateral Loans as low as 5.50% APR* and terms up to 120 months:
- UTVs
- Mopeds
- Small trailers (under 2,500lbs)
- Tractors
NO minimum credit scores. NO application fees.
If it has a clean title, we can finance it! The benefits of working with Wexford Community Credit Union to secure your next vehicle loan are lower rates, fewer fees, and streamlined local loan processing. When in the market for a vehicle of any sort, be sure to check with us first. If you find a better rate, bring us the competitor’s written offer and we’ll match it!
Protect your vehicle by adding Mechanical Breakdown and Guaranteed Asset Protection! Finance the coverage plan right into your loan for a fraction of the cost compared to dealer coverage plans.
Mechanical Breakdown Protection
*APR = Annual Percentage Rate. Rates for this product are as low as stated. Rate is based on an evaluation of applicant credit. Rate is also based on the selected term and loan to value for vehicle loans. Terms of loans vary dependent upon vehicle age and type and excludes salvaged and rebuilt titled vehicles. Cannot be combined with other offers and not available for refinancing existing WCCU loans. Wexford Community Credit Union is an Equal Opportunity Lender and federally insured by NCUA.
An evaluation of applicant credit determines the total amount financed, term and whether MSRP (new) or JD Powers/3rd party source (used) is referenced for new vehicle values. Your rate and total amount financed may vary from the stated rate and maximum financing. Please call our Loan Department at (231) 775-2081(x505).
Bon Appetit.
So many CD thank-you goodies, it's almost too much to choose from - almost. You're seeing that correctly - a fine selection of delectable CD deals for your enjoyment!
- 6% APY for 6 months
- 7% APY for 7 months
- 8% APY for 8 months
- 9% APY for 9 months
With a minimum of $500 dollars, you could turn your investment ingredients into a full dividends dish!
Hopefully you're not full yet, because we're not done! WCCU is happy to announce that you have the opportunity to roll over your CD for another 6, 7, 8 or 9 months! To qualify, all you have to do is be an active member of the credit union, meeting 4 of the following 6 criteria for the duration of your CD term:
- Add a checking account and debit card
- Add direct deposit
- Download and use the mobile app and/or use online banking
- Enroll in ID Protect
- Open a loan
- Sign up for e-statements
Get it while it's hot - schedule an appointment with us today!
*APY = Annual Percentage yield. $500 dollar minimum deposit - $10,000 maximum per master member. Deal rollover only valid if stated stipulations are met and maintained, subject to Wexford Community Credit Union's discretion. Any advertised APY assumes principal and interest remain on deposit for the term of the certificate. May not be combined with other offers. Penalties may apply for early withdrawals. Federally insured by the NCUA. Equal Opportunity Lender.
A FabYOUlous deal, for a FabYOUlous you.
(Previously the WCCU Holiday Personal Loan Special)
Nothing is more fabulous to us than you - the community! That's why we came up with such a punny name for our new personal loan special!
Puns aside, this deal means business, fabulous as it may be. Wexford Community Credit Union is happy to offer our 2% Off FabYOUlous Personal Loan Special starting October 1st, 2025. You may be used to WCCU's 12-month Holiday Loan Special, but we wanted to expand your options and offer you more - select from ANY of our available term-limits to find a loan match that works for you.
Whether you're looking to boost your holiday budget, get a project taken care of before winter hits, or just have a use for some extra cash - now is the perfect time to get your FabYOUlous personal loan.
*2% off the regular signature loan rate for which you qualify. All loans are subject to credit approval. Lowest rates require credit score greater than 720. Minimum loan amount is $500. Late payments and subsequent charges and fees may increase the cost of your fixed rate loan. Additional limits, terms and conditions may apply. May not be combined with other offers and not available for refinancing existing WCCU loans. Offer valid through December 31, 2025. Federally insured by the NCUA. Equal Opportunity Lender.
Like what you see?
Created as a thank you to our members, we would like to invite you to the celebration! If you live, work, worship, or are educated in Wexford, Missaukee, or Osceola counties, you are eligible for membership - or if your immediate family is a WCCU member - then that qualifies you, too!
Complete the membership application below and experience the Credit YOUnion difference! Once you complete the application, our Frontline Specialists will contact you to complete the process.
We can't wait to have you be a part of our community and celebration - where it's all about you.