06/26/2025

Fraudsters are calling.

Fraudsters are spoofing the WCCU phone number (it looks like we're calling you) and posing as our employees. Currently, the are claiming there are fraudulent charges on member's accounts, and requesting members to verify their information. They may also text you about "possible fraudulent transactions" before calling you. They may ask for the last 8 digits of your debit card, expiration date, CVV code and the balance your account. They may attempt to preform a $0.00 authorization before attempting ATM withdrawals with your account. They may also send you a one-time verification code so they can add your card information to a mobile wallet.

Please remember:

  • Our Fraud Monitoring ALWAYS starts with an automated message that lists the suspicious transactions before transferring the call to a representative.
  • WCCU DOES NOT EVER request "verification codes" when speaking to our members over the phone.
  • Your PIN should NEVER be shared with anyone - including WCCU employees.

Don't give out your personal information! If you get a suspicious or unexpected call, please hang up and call us back at our regular phone number- we'll be happy to confirm it's us.

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Certificate of Deposit

Home > Borrow > Rates > Certificate of Deposit

Certificate of Deposit
Effective Date: 11/01/2024
CD RatesAnnual Percentage Yield
6 months 3.25% APY
12 months 3.00% APY
24 Months 3.25% APY
36 months 3.00% APY

IRA CD Rates
Effective Date: 11/01/2024
Rate TypeAnnual Percentage Yield
6 months 3.25% APY
12 months 3.00% APY
24 months 3.25% APY
36 months 3.00% APY
Rates effective 09/25/2024. Rates subject to change without notice. Please call or visit a branch to inquire.

CD Rate Details

*The dividend rate and annual percentage yield (APY) on CD accounts will remain at the rate at which you opened it.

The minimum deposit required to open a CD is $500.

Penalties for early withdrawal will apply.

Wexford Community Credit Union membership is required in order to purchase a Share Certificate of Deposit, which means you will have an established Regular Share Account.

The National Credit Union Administration, a U.S. Government agency, federally insures savings up to $250,000.00.

We've partnered with ESI to offer you an additional $750,000 in share insurance - bringing your total overage to $1,000,000! 

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