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Checking Accounts

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Share Draft / Checking Account

There are many sub-account options to choose from to supplement your membership. Share Draft Checking is a popular option among members.

Share Draft (Checking) account is an excellent value to our members. Enjoy the many benefits of your Share Draft account:

Shared Draft Benefits
  • No monthly fees!
  • No monthly check-writing limit!
  • No minimum monthly balance required.
  • No fee  Debit Cards*
  • Overdraft protection – funds are automatically transferred from your savings account for a low $5.00 fee.
  • Share Draft Checking accounts are indicated by the suffix “008”.

Qualifying members receive: Courtesy pay overdraft protection and Overdraft protection loans

*Debit cards are available to all members who qualify for a checking account unless privilege is revoked due to abuse.

Check Orders

Your initial check order may be placed with the Credit Union at any time. Please note that we require a $100 balance in your checking account to place your first check order. The check fees are deducted from your checking account when the issuing company ships your order. Checks typically arrive within 7-10 business days.

Check reorders can be placed with a branch, download and complete this form:

Check Reorder Form

Reorder checks directly from Main Street by following this link

 

Checking/Debit Account Forms

Click on the links below to download a form:

Debit Card Application

Download Application

ATM Debit Reissue Request

Download Form

Overdraft Protection

Download Form

ACH Dispute Form

Download Form

Debit Dispute Instructions

Download Form

Debit Dispute Form

Download Form

Check Order For

Download Form

Main Street Check Reorder

Download Form

Account Closing Form

Download Form

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