Member Benefits

06/26/2025

Fraudsters are spoofing the WCCU phone number (it looks like we're calling you) and posing as our employees. Currently, the are claiming there are fraudulent charges on member's accounts, and requesting members to verify their information. They may also text you about "possible fraudulent transactions" before calling you. They may ask for the last 8 digits of your debit card, expiration date, CVV code and the balance your account. They may attempt to preform a $0.00 authorization before attempting ATM withdrawals with your account. They may also send you a one-time verification code so they can add your card information to a mobile wallet.

Please remember:

Our Fraud Monitoring ALWAYS starts with an automated message that lists the suspicious transactions before transferring the call to a representative.

WCCU DOES NOT EVER request "verification codes" when speaking to our members over the phone.

Your PIN should NEVER be shared with anyone - including WCCU employees.

Don't give out your personal information! If you get a suspicious or unexpected call, please hang up and call us back at our regular phone number- we'll be happy to confirm it's us.

Member Benefits

Low-cost loans, convenient account options, and discounted insurance services are just a few of the services your membership provides.

We are always improving our products, services, and resources for our members.

Access

ATM Accessibility

Wexford Community Credit Union is connected to two ATM networks for easy member access when they travel across Michigan, the Midwest, and to locations around the country.

24/7 Online Access

With Wexford Community Credit Union’s It’s Me 24/7 Online banking Service you are afforded 24/7 access to your account from any location.

Member Focused

Individualized Service

Your Wexford Community Credit Union family is committed to individualized service.

Not-for-Profit

Wexford Community Credit Union is not-for-profit and member owned, which means account fees can be kept to a minimum, can often pay a higher interest yields on savings and CDs, can offer low loan rates and terms, and profits are returned to members.

Beneficial

Dividends
On average, Wexford Community Credit Union distributes over $50,000 in year-end member dividends.

Insured Deposits
Your savings is federally insured up to $250,000.00 through the National Credit Union Administration, a U.S. Government Agency.

Partner Discounts
As a Wexford Community Credit Union member you will enjoy discounts and special offers exclusive to our membership with local and national brands.

Partner Discounts

WCCU has partnered with the following companies and organizations to offer special benefits to you, our members. Just click each link to learn more!

TruStage Insurance

Claim your no-cost AD&D Insurance, and add more coverage starting between $1.00 and $1.50 per month.

As a member of WCCU, you are entitled to no-cost TruStage Accidental Death & Dismemberment Insurance – an exclusive member benefit paid for by your credit union. All you have to do is claim it.

AD&D Insurance could be a nice supplement to life insurance and can pay a cash benefit for loss of life, hand, foot, eye, thumb, speech or hearing as a result an accident.

Simply activate your no-cost insurance, or add coverage for yourself or your entire family. Acceptance is guaranteed – with no health questions or medical exam.

Don’t miss this valuable, no-cost benefit of your WCCU membership. TruStage believes protecting your family with life insurance should be simple and affordable.

TruStage can help you protect your family