06/26/2025

Fraudsters are calling.

Fraudsters are spoofing the WCCU phone number (it looks like we're calling you) and posing as our employees. Currently, the are claiming there are fraudulent charges on member's accounts, and requesting members to verify their information. They may also text you about "possible fraudulent transactions" before calling you. They may ask for the last 8 digits of your debit card, expiration date, CVV code and the balance your account. They may attempt to preform a $0.00 authorization before attempting ATM withdrawals with your account. They may also send you a one-time verification code so they can add your card information to a mobile wallet.

Please remember:

  • Our Fraud Monitoring ALWAYS starts with an automated message that lists the suspicious transactions before transferring the call to a representative.
  • WCCU DOES NOT EVER request "verification codes" when speaking to our members over the phone.
  • Your PIN should NEVER be shared with anyone - including WCCU employees.

Don't give out your personal information! If you get a suspicious or unexpected call, please hang up and call us back at our regular phone number- we'll be happy to confirm it's us.

Go to main content Wexford Community Credit Union

Life Boat Loan

Home > Borrow > Loans > Life Boat Loan

Have you run into unexpected car repairs? Does your pet need vet attention? Maybe you want to take the family on a spontaneous weekend retreat. Or maybe you’d like to boost yourself out of the cash advance trap. The Life Boat Loan can help with that!

Choose one of our three levels. All options are subject to 25% APR*.

Admiral life boat loan

ADMIRAL
$900 with a 9-month payback term

Captain loan

CAPTAIN
$600 with a 6-month payback term

Sailboat

SPRINT
$300 with a 3-month payback term

Rope on a boatWhy choose the Life Boat Loan?

  • Avoid predatory cash advance agencies!

  • Same-day loan funding if your application is received by 4:00 p.m.

  • Quick money if an emergency arises.

  • Great credit builder!

  • No debt-to-income limits and no minimum credit score required!
     

Apply Now

*APR = Annual Percentage Rate. 25% APR for all approved applicants. No minimum credit score. Proof of income may be requested for loan approval. No debt-to-income (DTI) limits. A $15 expediting fee applies to all Life Boat Loans. Additional limits, terms & conditions may apply. Wexford Community Credit Union is an Equal Opportunity Lender. Federally insured by NCUA.

Go to main navigation

Related Links

Get Started & Join Today!


Join now

AARP Bank Safe
 

AARP Bank Safe

Go to main navigation