06/26/2025

Fraudsters are calling.

Fraudsters are spoofing the WCCU phone number (it looks like we're calling you) and posing as our employees. Currently, the are claiming there are fraudulent charges on member's accounts, and requesting members to verify their information. They may also text you about "possible fraudulent transactions" before calling you. They may ask for the last 8 digits of your debit card, expiration date, CVV code and the balance your account. They may attempt to preform a $0.00 authorization before attempting ATM withdrawals with your account. They may also send you a one-time verification code so they can add your card information to a mobile wallet.

Please remember:

  • Our Fraud Monitoring ALWAYS starts with an automated message that lists the suspicious transactions before transferring the call to a representative.
  • WCCU DOES NOT EVER request "verification codes" when speaking to our members over the phone.
  • Your PIN should NEVER be shared with anyone - including WCCU employees.

Don't give out your personal information! If you get a suspicious or unexpected call, please hang up and call us back at our regular phone number- we'll be happy to confirm it's us.

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Vehicle Loans

Home > Borrow > Loans > Vehicle Loans

Vehicle Loans

If it has a clean title, we can finance it! The benefits of working with Wexford Community Credit Union to secure your next vehicle loan are lower rates, fewer fees, and streamlined local loan processing. When in the market for a vehicle of any sort, be sure to check with us first. If you find a better rate, bring us the competitor’s written offer and we’ll match it!

Protect your vehicle by adding Mechanical Breakdown and Guaranteed Asset Protection! Finance the coverage plan right into your loan for a fraction of the cost compared to dealer coverage plans.

Mechanical Breakdown Protection 

Guaranteed Asset Protection
 

Titled Vehicles (New & Used)
  • Boats
  • RVs
  • Campers
  • Motorcycles
  • UTVs
  • Large trailers (over 2,500 lbs.)
  • Classic cars

Untitled Vehicles (New & Used)
  • Snowmobiles
  • Mopeds
  • Small trailers (under 2,500 lbs.)
  • Tractors

 

Get Pre-Approved First!

Why should you get pre-approved for your car loan?

You get better interest rates.

You protect your credit.

You can shop with confidence.

You increase your negotiating power.

You save money.
 

For details, click here!

Refinance Your Vehicle – If you have already made your purchase and have a loan, don’t worry about missing Wexford Community Credit Union’s great rates. Refinance with us today!

How much vehicle can I afford?

Experts suggest that you should not allocate more than 20% of your take-home pay towards monthly auto payments. The down payment, interest rate, and term of your loan will also determine how much you can afford to buy. Use this calculator to help determine how much you might be able to spend on an automobile.

Loan Information

All loans are subject to credit approval. Terms of loans vary dependent upon vehicle age and type and excludes salvaged and rebuilt titled vehicles. Wexford Community Credit Union is an Equal Opportunity Lender and federally insured by NCUA. Please call our Loan Department at (231) 775-2081.

View Rates

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