
Keys to Cash
Save big and win big with WCCU's Keys to Cash Vehicle Loan Promo! If you get a WCCU vehicle loan from March 1st through June 30th, you will be entered into a weekly random drawing for a $100 VISA gift card - plus as a grand prize drawing of $500 dollars drawn at the end of the promotion! The benefits don't stop there!
With WCCU, you also enjoy
- No application fees
- Pre-approval
- Great rates
- Unparalled service
Start the process below, or come into our Lake City and Cadillac branches, score a great vehicle loan and enter your name into the drawing today to turn those Keys into Cash!
Must qualify for membership. Keys to Cash promotion lasts from 03/01/26-06/30/26. This promotion is open to all members 18 years and older at time of entry. Employees, officers, directors and board members are not eligible for participation. Closing a WCCU vehicle loan enters you into a random monthly drawing for a $500 VISA gift card, drawn on the 1st Monday after each month term ends. Only 1 entry per member. Includes refinance from another financial institution. Current WCCU auto loans not eligible. Winners will be contacted by WCCU in order to collect their prize. Promotion valid at Cadillac and Lake City branches. This promotion is governed by Michigan law and is exempt from general lottery prohibitions under MCL 750.376a as a loan promotion raffle conducted by a domestic credit union under MCL 490.411 All loans are subject to credit approval. Terms of loans vary dependent upon vehicle age and type and excludes salvaged and rebuilt titled vehicles. Wexford Community Credit Union is an Equal Opportunity Lender. Federally insured by NCUA.

Vehicle Loans
If it has a clean title, we can finance it! The benefits of working with Wexford Community Credit Union to secure your next vehicle loan are lower rates, fewer fees, and streamlined local loan processing. When in the market for a vehicle of any sort, be sure to check with us first. If you find a better rate, bring us the competitor’s written offer and we’ll match it!
Protect your vehicle by adding Mechanical Breakdown and Guaranteed Asset Protection! Finance the coverage plan right into your loan for a fraction of the cost compared to dealer coverage plans.
Mechanical Breakdown Protection
- Boats
- RVs
- Campers
- Motorcycles
- UTVs
- Large trailers (over 2,500 lbs.)
- Classic cars
- Snowmobiles
- Mopeds
- Small trailers (under 2,500 lbs.)
- Tractors
Why should you get pre-approved for your car loan?
You get better interest rates.
You protect your credit.
You can shop with confidence.
You increase your negotiating power.
You save money.
For details, click here!
Refinance Your Vehicle – If you have already made your purchase and have a loan, don’t worry about missing Wexford Community Credit Union’s great rates. Refinance with us today!
How much vehicle can I afford?
Experts suggest that you should not allocate more than 20% of your take-home pay towards monthly auto payments. The down payment, interest rate, and term of your loan will also determine how much you can afford to buy. Use this calculator to help determine how much you might be able to spend on an automobile.
Rates for this product are as low as stated. Rate is based on an evaluation of applicant credit. Rate is also based on the selected term and loan to value for vehicle loans. An evaluation of applicant credit determines the total amount financed, term and whether MSRP or Factory Invoice is used for new vehicle values. Values are determined from either MSRP or Factory Invoice for new vehicles and NADA book value for used vehicles. Your rate and total amount financed may vary from the stated rate and maximum financing. Terms of loans vary dependent upon vehicle age and type and excludes salvaged and rebuilt titled vehicles. Wexford Community Credit Union is an Equal Opportunity Lender and federally insured by NCUA. Please call our Loan Department at (231) 775-2081.
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