Signature Loans

06/26/2025

Fraudsters are spoofing the WCCU phone number (it looks like we're calling you) and posing as our employees. Currently, the are claiming there are fraudulent charges on member's accounts, and requesting members to verify their information. They may also text you about "possible fraudulent transactions" before calling you. They may ask for the last 8 digits of your debit card, expiration date, CVV code and the balance your account. They may attempt to preform a $0.00 authorization before attempting ATM withdrawals with your account. They may also send you a one-time verification code so they can add your card information to a mobile wallet.

Please remember:

Our Fraud Monitoring ALWAYS starts with an automated message that lists the suspicious transactions before transferring the call to a representative.

WCCU DOES NOT EVER request "verification codes" when speaking to our members over the phone.

Your PIN should NEVER be shared with anyone - including WCCU employees.

Don't give out your personal information! If you get a suspicious or unexpected call, please hang up and call us back at our regular phone number- we'll be happy to confirm it's us.

Wexford Community Credit Union offers Signature (unsecured) Loans to help you pay for a variety of personal expenses: car repair, furniture, debt consolidation, medical expenses, and home improvements. A Signature Loan does not require collateral like some other loan types, but is instead secured based upon your credit history.

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*APR = Annual Percentage Rate. Rates for this product are as low as stated. Must have credit score of 720 or higher to qualify for lowest rate. All loans are subject to credit approval. Additional limits, terms and conditions may apply. Wexford Community Credit Union is an Equal Opportunity Lender and federally insured by NCUA. Please call our Loan Department at (231) 775-2081.

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06/26/2025

Signature Loans

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