06/26/2025

Fraudsters are calling.

Fraudsters are spoofing the WCCU phone number (it looks like we're calling you) and posing as our employees. Currently, the are claiming there are fraudulent charges on member's accounts, and requesting members to verify their information. They may also text you about "possible fraudulent transactions" before calling you. They may ask for the last 8 digits of your debit card, expiration date, CVV code and the balance your account. They may attempt to preform a $0.00 authorization before attempting ATM withdrawals with your account. They may also send you a one-time verification code so they can add your card information to a mobile wallet.

Please remember:

  • Our Fraud Monitoring ALWAYS starts with an automated message that lists the suspicious transactions before transferring the call to a representative.
  • WCCU DOES NOT EVER request "verification codes" when speaking to our members over the phone.
  • Your PIN should NEVER be shared with anyone - including WCCU employees.

Don't give out your personal information! If you get a suspicious or unexpected call, please hang up and call us back at our regular phone number- we'll be happy to confirm it's us.

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Christmas Club Account

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Christmas Club Account

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A WCCU Christmas Club Share Account allows you to prepare for holiday spending while earning interest on your savings. You may deposit on your own schedule, set up automatic transfers from another WCCU account, or set up payroll direct deposit for your account for weekly or bi-weekly deposits.

Christmas Club Details
  • Interest is paid annually
  • Interest Rate: 0.25% APY (as declared by the Board of Directors, as of 11/1/2013)
  • Interest is paid on October 31 and the funds will be transferred automatically to your Regular Share Savings Account on November 1 of each year.
  • You may access your funds at any time throughout the year; however, there is a $5.00 service fee for each early withdrawal from your Christmas Club Account. Earnings may be reduced if the early withdrawal fee is assessed.
  • There is a $5,000 maximum balance for Christmas Club accounts.
  • Christmas Club accounts hold a suffix of 009

 

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