Credit Reports

06/26/2025

Fraudsters are spoofing the WCCU phone number (it looks like we're calling you) and posing as our employees. Currently, the are claiming there are fraudulent charges on member's accounts, and requesting members to verify their information. They may also text you about "possible fraudulent transactions" before calling you. They may ask for the last 8 digits of your debit card, expiration date, CVV code and the balance your account. They may attempt to preform a $0.00 authorization before attempting ATM withdrawals with your account. They may also send you a one-time verification code so they can add your card information to a mobile wallet.

Please remember:

Our Fraud Monitoring ALWAYS starts with an automated message that lists the suspicious transactions before transferring the call to a representative.

WCCU DOES NOT EVER request "verification codes" when speaking to our members over the phone.

Your PIN should NEVER be shared with anyone - including WCCU employees.

Don't give out your personal information! If you get a suspicious or unexpected call, please hang up and call us back at our regular phone number- we'll be happy to confirm it's us.

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Hand holding cell phone Credit reports may affect your vehicle loan rates, credit card approval, credit card requests or even your job application. Federal law allows you to get a free copy of your credit report every 12 months from each credit reporting company. Ensure that all of the information on each report is correct and up to date.

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Your credit reports matter. Credit reports may affect your mortgage rates, credit card approvals, apartment requests, or even your job application. Reviewing credit reports helps you catch signs of identity theft early.

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06/26/2025

Credit Reports

Credit Reports

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