Seniors
WCCU has special services for our senior most members, both long-term and brand new to our credit union. Let us help you navigate your new financial needs and plan for your future.
Your WCCU membership provides exceptional service for all of your personal banking needs. With individualized care, low cost loans, member dividends, secure online banking, and great loan rates you will benefit from the ownership advantage.
We meet the needs of our members by providing educational support and individualized care to establish a basis for financial health. Let us help you customize a plan to address everything from basic needs to your long-term financial strategies.
As a WCCU member you have a voice in the future of the credit union. Your opinions count and your requests are heard. We pride ourselves on being responsive to our member’s needs; always keeping in mind that our purpose is service, not profit.
Love Your Credit Union!
Retirement is a tim eof transition, offering so much look forward to, but can also create anxiety regarding new money management considerations. Let us help you determine the products and services that best suit your banking needs. We have something for everyone, all with great rates and friendly service!
- No monthly fees!
- No monthly check-writing limit!
- Initial minimum initial deposit of only $5.00.
- No minimum monthly balance required.
- No Application Fee
- Low competitive rates
- Quick loan request turnaround
- Pre-payment allowed without penalty
- ACH service for easy, automatic payments
- Loans starting as low as $500.00.
- New & Used Car Loans
- Recreational Vehicles
- Watercraft
- Motorcycles
- Refinancing options too!
Get in a new vehicle with WCCU’s help!
24/7 Access
Access Anytime
Successfully juggling the demands of life requires tools that can keep pace with your schedule. WCCU puts the power in your hands for managing your finances 24/7. Manage all of your accounts from one place, schedule monthly payments, apply for a loan, and so much more. Our online banking services make your money management simple and convenient.
- Online Bill Pay –Organize and pay all of your bills right from your WCCU online account.
- Set up automatic payments to ensure timely payment of regular expenses.
- Control, track, and review payment history.
- Reduce clutter and stay organized.
- Receive reminders and notifications.
- Save money on stamps and trips to the post office.
- Free credit report and score
- Monthly payment calculator
- Figure debt to income ratio
- Determine the amortization schedule of your loan
- NADA Blue Book values
- Account Management – Check transactions sub-accounts and loans. Set up account notifications and reminders.
- Account Summary – View your account balances and loan information.
- Transfers & Payments – Make loan or VISA payments and transfer money between your sub-accounts.
- E-statements – Opt for e-statements and access your monthly account statements online.
Moving to a New Location or Planning to Travel?
Whether you are becoming a seasonal snowbird or just plan to travel, you can still access your credit union accounts. WCCU is a member of the Xtend Shared Branch and CO-OP Networks, which feature more than 5,000 networked Credit Union locations across Michigan, throughout the Midwest, and across the country.
Go to main navigation