WCCU VISA
Our low interest WCCU Platinum Preferred VISA credit card is the one card you can afford to carry. It’s perfect for shopping, travel, and unexpected expenses. Take advantage of the low rate savings and convenience it offers for managing your cash flow. As an added bonus, you will be able to accrue points with each purchase with the Scorecard® Rewards program to use on travel, merchandise, or discounts.
All Wexford Community Credit Union Loan and VISA accounts are serviced locally. So if you need assistance, you can call the branch and talk directly to a WCCU Loan Officer. No more call center processing and long hold times.
If you qualify for a WCCU VISA, then you qualify for 2.99%!
Tired of high-interest credit cards and handling multiple bills? Now, you can get a WCCU VISA at 2.99% Balance Transfer APR* for 6 months when consolidating your credit card balances!
The transfer fee? 2% of the balance you’ll be transferring.
It’s simple. Apply for approval, get your WCCU VISA card, and contact our Card Services department to get started with your balance transfer. If you already have a WCCU VISA, contact Card Services to request the balance transfer form.
*APR = Annual Percentage Rate. 2.99% Annual Percentage Rate for the first 6 billing cycles on balance transfer; after 6 billing cycles your card balance will revert to your approved card rate. Regularly between 8.25% APR to 18% APR. Additional limitations, terms and conditions may apply. Availability of offer based on creditworthiness. Please contact us for specific terms for WCCU VISA cards.
- As low as 8.25% APR*
- No Annual Fee
- No Application Fee
- 24/7 online account access
- Bonus points earned through Scorecard Rewards
- 25-Day Grace Period on Purchases
*The Credit Union’s Standard Rates as of February 1, 2023 range from 8.25% APR to 18.00% APR. The rates are variable and may change. The rate you qualify to receive may vary depending on individual credit history and underwriting factors. All WCCU loan programs, rates, terms and conditions are subject to change at any time.
Click to download:
VISA Application
VISA Account Closing Form
VISA PIN or Card Replacement Form
- Complete both pages of our VISA application, which you can pick up at either branch location.
- Provide proof of income – a copy of a recent paycheck stub, a copy of your W-2 form, or in cases of self-employment your last 2 years income tax return.
- Return the application to WCCU by mail, or in person at our Cadillac or Lake City branches!
- Our VISA credit card is a revolving line of credit loan and requires interest to be paid on any unpaid balance.
- If your Visa card was lost or stolen and it is after business hours, please call 1-800-991-4961.
- Payments are due on the 15th of every month.
- To access your current Visa account online, login to ezcardinfo.com .
Save Even More!
When you transfer the balances from your high rate credit cards to your Wexford Community Credit Union VISA you will save with our low fixed rate. Just bring in your last credit card statement for accounts you would like to transfer, and we’ll transfer the balance to your WCCU VISA account.
