• A $5.00 minimum share deposit is required and will remain in the regular Savings for as long as you are a member.
• Dividend Rate: .05%* APY (Effective April 1, 2023, INTEREST PAID QUARTERLY.) *The dividend rate and annual percentage yield (APY) on these variable rate accounts may change every quarter as determined by our Board of Directors.
•  The National Credit Union Administration, a U.S. Government agency, federally insures savings up to $250,000.00.
• Fees may reduce earnings.

Click on one of the underlined links below to download a form:

Proof of ID Form

:Adding a Beneficiary to Account

Code Word Request Form

ACF Account Closing Form

• No monthly fees!
• No monthly check-writing limit!
• No minimum monthly balance required.
• No fee ATM or Debit Cards*
• Order checks with an initial minimum deposit of $100.
• Overdraft protection – funds are automatically transferred from your savings account for a low $5.00 fee.
• Share Draft Checking accounts are indicated by the suffix “008”.
• Qualifying members receive:
  • Courtesy pay overdraft protection
  • Overdraft protection loans

*ATM are available to all members who have a savings account unless it has been revoked due to abuse. Debit cards are available to all members who qualify for a checking account unless privilege is revoked due to abuse.

Your initial check order may be placed with the Credit Union at any time. Please note that we require a $100 balance in your checking account to place your first check order. The check fees are deducted from your checking account when the issuing company ships your order. Checks typically arrive within 7-10 business days.

Check reorders can be placed with a branch, download and complete this form:

Reorder checks directly from Main Street by following this link:

Click to download a form:

Debit Card Application

ATM Debit Reissue Request

Overdraft Protection

ACH Dispute Form

Debit Dispute Instructions

Debit Dispute Form

Check Order Form

Main Street Check Reorder

 Account Closing Form

The dividend rate and annual percentage yield (APY) on CD accounts will remain at the rate at which you opened it.

• You must be or become a member of WCCU.
• The minimum deposit required to open a CD is $500.
• Once your CD matures based on the term you chose, your whole principal plus interest earned will transfer into your membership savings and will be available to you.
• If you need your money earlier than the maturity date, you can withdraw with a small penalty.
• The National Credit Union Administration, a U.S. Government agency, federally insures savings up to $250,000.00.

IRA Certificate of Deposit

• Minimum deposit of $500.00
• IRA CDs available in 6, 12, 24 and 36 month terms
• Any fees accessed may reduce the accrued dividends earned
• Offer higher savings interest rates for your investment
• Quarterly interest
• The dividend rate and annual percentage yield (APY) on these variable rate accounts may change every quarter as determined by our Board of Directors.

IRA Savings Account

Just starting an IRA account? There is no minimum balance and getting started is really very simple. You can deposit on your own schedule, set up automatic transfers from another WCCU account, or set up payroll direct deposit for your account for weekly or bi-weekly deposits. It couldn’t be easier. Set it up and watch it grow! Once your account balance has reached $500, you then have the opportunity to purchase an IRA Share Certificate of Deposit.

Choose from Traditional IRAs, Roth and Educational IRAs. You just have to be a member of Wexford Community Credit Union with a Regular Share (Savings) Account. Please note: although there is no minimum balance to open there may be a minimum balance to earn interest.

An IRA account requires Wexford Community Credit Union membership, which means you will have a regular share account which requires a minimum $5.00 par balance.

For information about the benefits of each account type and which best suits your needs, consult a tax adviser. When you are ready to contribute to an IRA, please contact Wexford Community Credit Union. We are here to help you save for your future.

• Youth Savings is for members 17 & under
• Requires that an adult be listed as a joint owner of the share account with the youth.
• Dividend Rate: .01% APY(effective December 31, 2020)
• No minimum balance to earn interest and interest is paid quarterly.
• When the youth turns eighteen, the account automatically becomes a Regular Share Savings Account.
• Youth Savings is a “001” sub-account

• Interest is paid quarterly and can be credited to a sub-account.
• Members age 62 and over can have interest credited quarterly or monthly to a sub-account.
• Early withdrawal – Penalties may apply for early withdrawal, see a member service representative or call a WCCU Branch for details.
• The dividend rate and annual percentage yield (APY) on these variable rate accounts may change every quarter as determined by our Board of Directors