WCCU Loan Rates & Fees

Rates Effective August 1, 2018

Vehicles: Autos, Trucks, Motorcycles Annual Percentage Rate
2019-2018 Up to 72 months 3.25%* APR
2017-2015 Up to 72 months 3.25%* APR
2014-2012 Up to 72 months 4.00%* APR
2011-2009 Up to 60 months 4.00%* APR
2008 & Older Up to 48 months 4.75%* APR
Boats/RVs Annual Percentage Rate
2019-2018 Up to 72 months 3.75%
2017-2015 Up to 72 months 3.75%
2014-2012 Up to 72 months 4.50%
2011-2009 Up to 60 months 4.50%
2008 & Older Up to 48 months 5.25%
Home Equity Loans (Traditional) Up to 84 months 4.50%* APR
Home Equity Loans Up to 120 months 4.75%* APR
Home Equity Loans Up to 180 months 5.00%* APR
Share-Secured Loan Up to 48 months 5.00%* APR
Share-Secured VISA Revolving Credit 5.00%* APR

*Insurance products sold through or in the credit union are not insured by the National Credit Union Administration and are not issued, guaranteed, or underwritten by the credit union or the NCUA or any other federal government agency.

*All loan rates are based upon Credit Score. All quoted rates are “As Low As”.  All loan rates are effective 8/1/18.

Certificate of Deposit Rates

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CD Rates* Annual Percentage Yield
     6 months .50% APY
     9 months .75% APY
     12 months 1.00% APY
     24 months 1.25% APY
     36 months 1.50% APY
IRA Rates
     Share IRA .75% APY

*Rates are effective 7/1/2017.

CD Details

*The dividend rate and annual percentage yield (APY) on these variable rate accounts may change every quarter as determined by our Board of Directors.

The minimum deposit required to open a CD is $500. 

Wexford Community Credit Union membership is required in order to purchase a Share Certificate of Deposit, which means you will have an established Regular Share Account.

The National Credit Union Administration, a U.S. Government agency, federally insures savings up to $250,000.00.

Fee Disclosure Statement

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Click on the link below to review all fees. Fees may apply to your account, as well as charges for additional services. Thank you for your membership!

Download the Fee Disclosure Statement:

WCCU Mortgage Rates

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Whether you are seeking funds from the equity of your home or are thinking about starting a building project from scratch, we have a mortgage loan option to suit your needs. Check the current mortgage rates:

Join Today

Visit a WCCU branch, no appointment needed, and meet with a dedicated Member Services Representative who will be happy to share all the great benefits of membership and will help you get started today.