WCCU Loan Rates & Fees
Rates Effective November 1, 2018
|Loan||Term||Annual Percentage Rate*|
|Auto, Truck, Motorcycle|
|2019-2018||up to 72 months||3.75%*APR|
|2017-2015||up to 72 months||3.75%*APR|
|2014-2012||up to 48 months||4.00%|
|2011-2009||up to 36 months||4.00%|
|2008 & older||up to 36 months||5.00%|
|2019-2018||up to 60 months||4.00%|
|2017-2015||up to 60 months||4.00%|
|2014-2012||up to 48 months||4.50%|
|2011-2009||up to 36 months||4.50%|
|2008 & older||up to 36 months||5.50%|
|Other Collateral (Snowmobiles, Tractors, Trailers, etc.)|
|2019-2018||up to 36 months||4.00%|
|2017-2015||up to 36 months||4.00%|
|2014-2012||up to 36 months||4.75%|
|2011-2009||up to 36 months||5.00%|
|2008 & older||up to 36 months||6.00%|
|Home Equity Loans (traditional)|
|up to 84 months||4.50%|
|up to 120 months||4.75%|
|up to 180 months||5.00%|
|Home Equity Loans (manufactured)|
|up to 84 months||6.00%|
|up to 120 months||6.25%|
|up to 180 months||6.75%|
|Home Equity Line of Credit||180 months||P+.25|
|Share-Secured Loan||up to 48 months||5.00%|
|$500-$5000||up to 12 months||7.50%|
|$5000.01-$10,000.00||up to 24 months||8.50%|
|$10,000.01-$20,000.00||up to 36 months||10.00%|
|$20,000.01-$30,000.00||up to 36 months||11.50%|
|Line of Credit||Revolving||7.50%|
|Home Improvement||up to 60 months||8.00%|
*Insurance products sold through or in the credit union are not insured by the National Credit Union Administration and are not issued, guaranteed, or underwritten by the credit union or the NCUA or any other federal government agency.
*All loan rates are based upon Credit Score. All quoted rates are “As Low As”. All loan rates are effective 11/1/18.
Certificate of Deposit Rates
|CD Rates*||Annual Percentage Yield|
|6 months||.50% APY|
|9 months||.75% APY|
|12 months||1.00% APY|
|24 months||1.25% APY|
|36 months||1.50% APY|
|Share IRA||.75% APY|
*Rates are effective 7/1/2017.
*The dividend rate and annual percentage yield (APY) on these variable rate accounts may change every quarter as determined by our Board of Directors.
The minimum deposit required to open a CD is $500.
Wexford Community Credit Union membership is required in order to purchase a Share Certificate of Deposit, which means you will have an established Regular Share Account.
The National Credit Union Administration, a U.S. Government agency, federally insures savings up to $250,000.00.
Click on the link below to review all fees. Fees may apply to your account, as well as charges for additional services. Thank you for your membership!
Download the Fee Disclosure Statement:
Whether you are seeking funds from the equity of your home or are thinking about starting a building project from scratch, we have a mortgage loan option to suit your needs. Check the current mortgage rates:
Visit a WCCU branch, no appointment needed, and meet with a dedicated Member Services Representative who will be happy to share all the great benefits of membership and will help you get started today.