- As low as 7.50% fixed APR*
- No Annual Fee
- No Application Fee
- 24/7 online account access
- Bonus points earned through Scorecard Rewards
- 25-Day Grace Period on Purchases
- Cash Advances available at the same low interest rates as purchases
*The Credit Union’s Standard Rates as of February 1, 2017 range from 7.50% APR to 18% APR. The rates are variable and may change. The rate you qualify to receive may vary depending on individual credit history and underwriting factors. All WCCU loan programs, rates, terms and conditions are subject to change at any time.