Have you run into unexpected car repairs? Does your pet need vet attention? Maybe you want to take the family on a spontaneous weekend retreat. Or maybe you’d like to boost yourself out of the cash advance trap. The Life Boat Loan can help with that!

Choose one of our three levels. All options are subject to 25% APR*. To qualify, all you need is at least 30 days of direct deposit history with WCCU.


$900 with a 9-month payback term


$600 with a 6-month payback term


 $300 with a 3-month payback term

Why choose the Life Boat Loan?


Avoid predatory cash advance agencies!


Same-day loan funding if your application is received by 4:00 p.m.


Quick money if an emergency arises.


Great credit builder!


No proof of income needed, no debt-to-income limits, and no minimum credit score required!

*APR = Annual Percentage Rate. 25% APR for all approved applicants. Must have at least 30 days of direct deposit history with Wexford Community Credit Union to qualify. No minimum credit score or proof of income required. No debt-to-income (DTI) limits. Payroll deduction is only payment method accepted. A $30 expediting fee applies to all Life Boat Loans. Additional limits, terms & conditions may apply. Wexford Community Credit Union is an Equal Opportunity Lender. Federally insured by NCUA.