Consolidate and save!

Image of an embarrassed dog by presents under a tree.

We can help!

Why debt-consolidation?

  • Repay debt sooner – more money goes to the principle with a lower interest rate.
  • Streamline your finances with one monthly payment.
  • A lower interest rate means you may lower your monthly payment amount.

What can WCCU do for you?

  1. A personal loan.
  2. A Line of Credit loan.
  3. A WCCU Visa credit card.

We have different money-saving options, based on your particular situation. 

You can apply right through online banking, or call today to get started.

Cadillac: 231.775.2081

Lake City: 231.839.2081

The annual percentage rate varies based on the type of loan you apply for.  We’re Federally insured by the NCUA, which means your money’s safe with us, and as always, we’re an Equal Opportunity Lender!


Get Started & Join Today

What do I need to Bring?

To open your Wexford Community Credit Union Account you will need to bring the following:

  • Your Michigan Driver’s License or State of Michigan ID card (or any other government-issued photo-ID such as U.S. passport).
  • A second form of ID which bears your name, for example, Social Security Card, Insurance Card, School ID, Voters Registration, Work ID, etc. (Reminder: Please remember to bring children’s social security card and birth certificate with you when opening children’s accounts.)
  • Proof of physical address.
  • If provided forms of ID do not list physical address, or if it is a brand new address, we will need to see car registration, any official mail, something that is printed with the physical address. (A Secretary of State update sticker on your license is perfectly acceptable.)
  • If you work, worship or go to school in one of our eligible counties, we must have a letter from that organization, a paystub, or something to establish proof of the relationship.
  • A $5.00 minimum deposit establishes your Regular Share (Savings) Account. This Regular Share (Savings) Account is required for access to all other services provided by the Credit Union. The $5.00 minimum deposit must remain in the account as long as you are a member of, and wish to use services provided by, Wexford Community Credit Union.