Wexford Community Credit Union - Cadillac, Michigan

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Thursday - November 20, 2008

Current Interest Rates

Our Rates
We offer our members attractive rates and terms on all types of services.

Read about:

Checking and Savings Accounts
IRA Accounts
Loans and Loan Rates

Share/Savings Rates:

Account Type	Minimum Opening Balance	Minimum Balance to Earn Interest	Dividend Rate	Annual Percentage Yield (APY)	Payment of Dividends
Regular Share(a)	$5.00	$100.00	.50%	.50%	Quarterly
Youth Share(a)	* No Minimum	No Minimum	.50%	.50%	Quarterly
Sub-Share(a)	* No Minimum	$100.00	.50%	.50%	Quarterly
Christmas Club Share(b)	* No Minimum	No Minimum	2.50%	2.51%	Annually
Cadillac Acct. Shares(c)	* $5,000.00	$5,000.00	0.75%	0.76%	Monthly
IRA Share(a)	* No Minimum	IRA Share Account	1.50%	1.51%	Quarterly

(a) As declared by the Board of Directors for funds on deposit .

(b) As declared by the Board of Directors for funds on deposit each year from November 1st thru October 31st.

Effective 11/1/08

*No minimum balance to open this account but you do have to be a member of Wexford Community Credit Union, which means you have a Regular Share Account. Although there is no minimum balance to open there may be a minimum balance to earn interest.

The dividend rate and annual percentage yield (APY) on these variable rate accounts may change every quarter as determined by our Board of Directors.

Any fees accessed may reduce the accrued dividends earned.

Learn more about our various checking and savings accounts

Share Certificates of Deposit Rates*:

Terms

Minimum Opening
Balance

Annual
Percentage
Yield (APY)

As of

07/31/2008

Interest Rate

As of 07/31/2008

6 Month CD	$500-$10,000.00	2.27%	2.25%
6 Month CD	$10,000.01 - $25,000	2.52%	2.50%
6 Month CD	$25,000 and Over	2.78%	2.75%
12 Month CD	$500 - $10,000	2.52%	2.50%
12 Month CD	$10,000.01 - $25,000	2.78%	2.75%
12 Month CD	$25,000 and Over	3.04%	3.00%
24 Month CD	$500 - $10,000	2.78%	2.75%
24 Month CD	$10,000.01 - $25,000	3.04%	3.00%
24 Month CD	$25,000 and Over	3.29%	3.25%
36 Month CD	$500 - $10,000	3.04%	3.00%
36 Month CD	$10,000.01 - $25,000	3.29%	3.25%
36 Month CD	$25,000 and Over	3.55%	3.50%
48 Month CD	$500 - $10,000	3.55%	3.50%
48 Month CD	$10,000.01 - $25,000	3.80%	3.75%
48 Month CD	$25,000 and Over	4.06%	4.00%
6 Month IRA CD	$500.- $10,000	2.27%	2.25%
6 Month IRA CD	$10,000.01-$25,000	2.52%	2.50%
6 Month IRA CD	$25,000 and Over	2.78%	2.75%
12 Month IRA CD	$500 - $10,000	2.27%	2.25%
12 Month IRA CD	$10,000 - $25,000	2.52%	2.50%
12 Month IRA CD	$25,000 and Over	3.03%	3.00%
24 Month IRA CD	$500 - $10,000	2.52%	2.50%
24 Month IRA CD	$10,000 - $25,000	2.78%	2.75%
24 Month IRA CD	$25,000 and Over	3.03%	3.00%
36 Month IRA CD	$500 - $10,000	2.78%	2.75%
36 Month IRA CD	$10,000 - $25,000	3.03%	3.00%
36 Month IRA CD	$25,000 and Over	3.29%	3.25%
48 Month IRA CD	$500 - $10,000	3.03%	3.00%
48 Month IRA CD	$10,000 - $25,000	3.03%	3.00%
48 Month IRA CD	$25,000 and Over	3.29%	3.25%

Learn more about Share Certificates of Deposit

* You do have to be a member of Wexford Community Credit Union to purchase a Share Certificate of Deposit, which means you have a Regular Share Account.

Your savings federally insured up to $100,000.00.
National Credit Union Administration, a U.S. Government Agency

Wexford Community Credit Union
1021 North Mitchell Street, PO Box 610, Cadillac, Michigan 49601
(231) 775-2081 | Fax: (231) 775-1321 | Email: memberservices@wexccu.com