Truth-in Savings Fee Disclosure

Checking Account Fees
Loan Fees
VISA Fees
ATM Fees
Miscellaneous Fees

Checking Account Fees

Microfilm Copy of Check

$5.00

Microfilm Copy of Money Order

$5.00

Copy of Statement

$5.00 per page

Computer History of Account

$0.50 per page

Request for Stop Payment

$20.00

Checkbook Balanced by Accounting

$10.00 per hour

Non-Sufficient Funds Return Check

$28.00

Non-Sufficient Funds Transfer

$3.00

Counter Checks (per page of four checks, unless you order your checks from Credit Union)

$1.00 per page

VISA Fees

Annual Membership Fee

N/C

Non-Sufficient Funds Check

$28.00

Over Credit Limit

$15.00

Card Replacement

$5.00

Late Payment Fee

$20.00

Document Copy (For copy of sales draft or statement)

$5.00

ATM Fees

Deposits

Out of Network ATM's

$1.25

Deposits

$1.50

Incomplete Transactions

$1.00

Point of Sale Transactions

N/C

Fee for Re-issue of ATM/ DEBIT Card

$5.00

Re-Issue ATM PIN

$2.00

Re-Issue/Replace Debit PIN

$2.00

Miscellaneous Fees

Check Cashing(Share account under $50.00, no other services)

$2.00

Amortization Schedule

$10.00

Money Order (for amounts up to $1000.00)

$1.50

Cashier's Check (any amount)

$2.50

Receipt for Telephone Transfer

$1.00

FAX - Incoming/Outgoing

$1.00 per page

International Wire Fee

$25.00

Wire Transfer Fee - Incoming

$5.00

Wire Transfer Fee - Outgoing

$12.00

Inactive Account Annual Notification

$5.00

Statement Returned (No Current Address)

$10.00

Postal Notice of Address Change

$1.00 ($5.00 as of April 1,2008)

Land Contract Set-up

$15.00

Land Contract Payment Collection

$5.00

Christmas Club (each early withdrawal)                                       $5.00