WCCU Member Benefits

 

Low-cost loans, convenient account options, and discounted insurance services are just a few of the services your membership provides.

We are always improving our products, services, and resources for our members.

 

Access

ATM Accessibility

Wexford Community Credit Union is connected to two ATM networks for easy member access when they travel across Michigan, the Midwest, and to locations around the country.

24/7 Online Access

With Wexford Community Credit Union’s It’s Me 24/7 Online banking Service you are afforded 24/7 access to your account from any location.

Member Focused

Individualized Service

Your Wexford Community Credit Union family is committed to individualized service.

Not-for-Profit 

Wexford Community Credit Union is not-for-profit and member owned, which means account fees can be kept to a minimum, can often pay a higher interest yields on savings and CDs, can offer low loan rates and terms, and profits are returned to members.

 

Beneficial

Dividends

On average, Wexford Community Credit Union distributes over $50,000 in year-end member dividends.

Insured Deposits

Your savings is federally insured up to $250,000.00 through the National Credit Union Administration, a U.S. Government Agency.

Partner Discounts

As a Wexford Community Credit Union member you will enjoy discounts and special offers exclusive to our membership with local and national brands.

Partner Discounts

WCCU has partnered with the following companies and organizations to offer special benefits to you, our members. Just click each link to learn more!

TruStage Insurance

Claim your no-cost AD&D Insurance, and add more coverage starting between $1.00 and $1.50 per month.

As a member of WCCU, you are entitled to no-cost TruStage Accidental Death & Dismemberment Insurance – an exclusive member benefit paid for by your credit union. All you have to do is claim it.

AD&D Insurance could be a nice supplement to life insurance and can pay a cash benefit for loss of life, hand, foot, eye, thumb, speech or hearing as a result an accident.

Simply activate your no-cost insurance, or add coverage for yourself or your entire family. Acceptance is guaranteed – with no health questions or medical exam.

Don’t miss this valuable, no-cost benefit of your WCCU membership. TruStage believes protecting your family with life insurance should be simple and affordable. It’s easy, click here to get started.

Liberty Mutual Insurance

Liberty Mutual is our national insurance partner offering special savings for credit union members.

Click this link for more information from Liberty Mutual:

Fekete Knaggs & Burr Insurance

Fekete Knaggs & Burr Insurance is our local partner for your business and personal insurance needs.  WCCU members are eligible for a special discount!

Click this link for more information about Fekete Knaggs & Burr Insurance:

Love My Credit Union Rewards

Love My Credit Union Rewards offers special deals just for Credit Union Members!

Click here for more information about Love My Credit Union Rewards:

 

CO-OP ATM Network

 

As part of the CO-OP Network we are able to provide access to the largest network of fee-free ATM locations across the nation.

 

Click here to access the network: CO-OP ATM Network. 

Please remember to change the “select location type” dropdown box to “ATM”

 

Xtend Shared Branching Network

 

Can’t make it to one of WCCU’s branches? Traveling out of town? As part of the Xtend Shared Branching Network there are more than 5,000 shared branch locations available to you; find out where!

Click here to access the Xtend Shared Branching Network: Xtend Network

Free and convenient access to:

  • Make deposits
  • Withdraw cash
  • Cash checks
  • Transfer funds
  • Make loan payments

WCCU VISA EZCard Access

 

Already have a WCCU Preferred Platinum Visa account? Gain quick and easy access to manage your account with EZCard Access.

If your Visa card was lost or stolen and it is after business hours, please call 1-800-991-4961.

 

Click here to access your Visa account: EZCard Access

Get Started & Join Today

What do I need to Bring?

To open your Wexford Community Credit Union Account you will need to bring the following:

  • Your Michigan Driver’s License or State of Michigan ID card (or any other government-issued photo-ID such as U.S. passport).
  • A second form of ID which bears your name, for example, Social Security Card, Insurance Card, School ID, Voters Registration, Work ID, etc. (Reminder: Please remember to bring children’s social security card and birth certificate with you when opening children’s accounts.)
  • Proof of physical address.
  • If provided forms of ID do not list physical address, or if it is a brand new address, we will need to see car registration, any official mail, something that is printed with the physical address. (A Secretary of State update sticker on your license is perfectly acceptable.)
  • If you work, worship or go to school in one of our eligible counties, we must have a letter from that organization, a paystub, or something to establish proof of the relationship.
  • A $5.00 minimum deposit establishes your Regular Share (Savings) Account. This Regular Share (Savings) Account is required for access to all other services provided by the Credit Union. The $5.00 minimum deposit must remain in the account as long as you are a member of, and wish to use services provided by, Wexford Community Credit Union.