Equifax Breach

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What can you do to protect yourself?

 

Members –

As you may have already heard, cyber criminals have stolen 143 million credit records in a recent hacking of big-three credit bureau Equifax.  Criminal may use this highly personal information to trick you. 

Courtesy of KnowBe4.com –

Watch out for the following:

  • Phishing emails that claim to be from Equifax where you can check if your data was compromised

 

  • Phishing emails that claim there is a problem with a credit card, your credit record, or other personal financial information

 

  • Calls from scammers that claim they are from your bank or credit union

 

  • Fraudulent charges on any credit card because your identity was stolen

 

Here are 5 things you can do to prevent becoming a victim of ID theft:

  • First sign up for credit monitoring (there are many companies providing that service including Equifax but we cannot recommend that)

 

  • Next freeze your credit files at the three major credit bureaus Equifax, Experian and TransUnion. Remember that generally it is not possible to sign up for credit monitoring services after a freeze is in place. Advice for how to file a freeze is available here on a state-by-state basis: http://consumersunion.org/research/security-freeze/

 

  • Check your credit reports via the free annualcreditreport.com

 

  • Check your bank and credit card statements for any unauthorized activity

 

  • If you believe you may have been the victim of identity theft, here is a site where you can learn more about how to protect yourself: www.idtheftcenter.org. You can also call the center’s toll-free number (888-400-5530) for advice on how to resolve identify-theft issues. All of the center’s services are free.